Preheat oven to 325 for bread or 350 for muffins. Spray 2-3 bread loaf pans or 2 muffin tin pans with cooking spray or butter and flour them to make sure they don’t stick when trying to remove.

In a large bowl combine the pumpkin, eggs, butter, vegetable oil, water, vanilla, and sugar till well mixed. You can do it with a whisk by hand or with an electric mixer.

In a small mixing bowl combine the flour, baking soda, salt, pumpkin pie spice, and chocolate chips till combined well.

Add the dry ingredients to the wet ingredients and stir with a wooden spoon till just combined. It may look like there’s still some flour lumps, that’s okay.

Fill each bread loaf pan or muffin tin 2/3-3/4 full of batter.

Cook bread till a toothpick comes out clean. For bread it will take about 50-70 minutes. Muffins will take about 25 minutes.

Remove to a cooling rack and let bread cool for 45 minutes before removing it from the pan to finish cooling. For the muffins, let cool for 10 minutes before removing from pan to finish cooling on a cooling rack.